Trade Credit Finance

Purchase Finance, also known as Payable Finance or Accounts Payable Finance helps small businesses & MSMEs to fulfill large orders by providing the necessary funds to pay suppliers for raw materials, inventory, or other required goods. It allows them to grow without being constrained by working capital shortages.

Purchase Finance is specifically tied to funding the purchase of goods required to fulfill an order, making it short-term and transaction specific. It directly helps businesses cover supplier payments. Getting Purchase Finance is faster and more flexible than a traditional business loan. A business loan is a broader financial product, not necessarily tied to a specific transaction or order, and is usually long-term with fixed monthly EMI repayment terms.

Eligibility for Purchase Finance depends on your business’s financial health and operational history. Typically, businesses with a minimum annual turnover of over ₹5 crore and a business vantage of at least 3 years are eligible. However, the final assigned limit considers other factors as well.

The maximum limit depends on various factors, including your specific financing requirement, your business’s eligibility, and our credit assessment process. If your business meets our basic guidelines and our team is comfortable with the credit evaluation, we offer a competitive working capital limit suited to your needs.