APR Calculator
APR Calculator
Understand the true cost of your loan — calculate your Annual Percentage Rate instantly.
What is APR? APR (Annual Percentage Rate) is the total yearly cost of your loan — interest plus all fees — shown as a single percentage. Think of it as the real price tag on your loan, making it easy to compare offers side by side.
Loan Details
Loan Amount
₹ 0
₹
Processing Fees (can be ₹0)
₹ 0
₹
Interest Amount
₹ 0
₹
Loan Tenure
0 days
days
Amount Disbursed
₹ 0
₹
Your APR
Annual Percentage Rate
—
per annum, effective rate
Breakdown
Loan Amount—
Processing Fees—
Interest Amount—
Amount Disbursed—
Loan Tenure—
Total Cost (Fees + Interest)—
APR—
How APR is Calculated
APR
=
Processing Fees + Interest Amount
Amount Disbursed
×
365
Loan Tenure (days)
×
100
Processing Fees
Upfront charge by the lender at the time of loan disbursal
Interest Amount
Total interest payable over the full loan tenure
Amount Disbursed
Actual cash received by the borrower (Loan Amount − Processing Fees)
365
Annualisation factor — converts the cost into a yearly rate