APR Calculator
APR Calculator
Understand the true cost of your loan — calculate your Annual Percentage Rate instantly.
What is APR? APR (Annual Percentage Rate) is the total yearly cost of your loan — interest plus all fees — shown as a single percentage. Think of it as the real price tag on your loan, making it easy to compare offers side by side.
Loan Details
Loan Amount
₹ 0
₹
Processing Fee (excl. GST)
₹ 0
₹
Interest Rate (p.a.)
0%
%
Interest Amount — auto calculated
₹ 0
Loan Tenure
0 days
days
Amount Disbursed
₹ 0
₹
Your APR
Annual Percentage Rate
—
per annum, effective rate
Breakdown
Loan Amount—
Processing Fee (excl. GST)—
Interest Rate (p.a.)—
Interest Amount—
Loan Tenure—
Amount Disbursed—
Total Revenue (PF excl. GST + Interest)—
APR—
How APR is Calculated
APR
=
PF (excl. GST) + Interest Amount
Loan Amount − PF (excl. GST)
×
365
Loan Tenure (days)
×
100
PF excl. GST
Processing Fee on loan amount, excluding GST. Calculated as: Loan × PF%
Interest Amount
Total interest for the tenure. Calculated as: Loan × Rate% × Tenure ÷ 365
Denominator
Loan Amount minus PF (excl. GST) — represents the effective capital deployed
365
Annualisation factor — converts the tenure-based cost to a yearly rate